Long-Term Care Concerns
Long Term Care Planning Alternatives
What if you are Uninsurable?
TERM CARE ASSOCIATES, INC.
is an independent
broker that consults specifically about long-term care insurance and
long-term care planning with more than 19 years of experience. We represent
the major carriers and offer traditional and NYS Partnership plans as
well as life insurance policies with long-term care riders, hybrids, Medicare
Supplement plans, annuities and life settlements.
We work with individuals, couples, businesses, banks, associations,
school districts and municipalities. Our mission is to educate our
clients about the importance of long-term care planning in order to
avoid the financial and emotional consequences of a long-term care
illness. We provide objective, unbiased information so that our clients
purchase the most comprehensive, affordable coverage. THATíS WHAT WE
CAN DO FOR YOU!
although we have spent about $5,000/year x 12 years = $60K on premiums,
I don't regret a dime. If either of us were to need "intensive" care, it
would almost certainly exceed this. We thank you for your clear
explanations in 1998!"