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Are any of these issues your concerns about LTC?
1) I do not want to be a burden to my spouse or
family/children.
2) I would like to protect my home and other assets so that I can leave
a legacy.
3) I am concerned about the high costs of home care and
nursing home care.
4) I would like to know that I can select the type of care I want in the
setting of my choice.
5) I live alone and have no one to care for me.
6) I am concerned about the comprehensiveness and flexibility of a LTC
policy.
7) I would like to maintain control and independence in my life.
8) I am concerned about my present health and my ability to qualify for
coverage.
9) I do not like the idea of going on welfare to pay for long-term care.
10) I want to have complete confidence in the company backing my LTC
policy.
11) I would like to tailor a long-term care plan to fit my individual
needs.
12) I want the financial and emotional “peace of mind” that having a
long-term care
plan will give me.
The most
important benefit of long-term care insurance besides asset protection
is that it helps families avoid the consequences of a long-term care
illness.
What financial promises have you made to your
family? Would your husband or wife be able to maintain their standard
of living if your became ill? Would you be able to send your children
to college? Would you be able to leave your grandchildren a legacy?
This is what long-term care insurance protects – your ability to keep
your promises and maintain the well-being of your family.
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